Pai Gow Mania is played with a traditional deck of 52 cards plus one Joker. The Joker can be used as an Ace or to complete a straight, flush, straight flush and royal flush to form their Pai Gow hand and their bonus hands. A-2-3-4-5 will be the lowest straight. The object of the game is for the player to achieve a higher Pai Gow hand than the dealer, and win the bonus money based on their first three cards and their best five cards out of seven cards dealt.
To start the game, each player must make a Pai Gow bet by placing a wager in the circle. The Three-Card Bonus bet and/or Pai Gow Seven-card Bonus bet(s) are optional and must be placed at the start of each game. No commission is charged on any winning Bonus bets. Both the player and the dealer will be dealt three consecutive cards face down.
After viewing their cards, players that have a qualifying three-card bonus hand will place their cards face up on the table. The dealer will award each of those players their bonus listed on the three-card bonus pay table below. The dealer will collect all non-winning three-card bonus bets.
No Three-Card bonus claims will be allowed once the next round of cards is dealt.
After the Three-Card bonus bets are settled, each player and the dealer will be dealt four more consecutive cards face down, starting from the dealer’s left, to complete their Pai Gow and/or Seven-card bonus hands. As in the traditional game of Pai Gow, players make a five-card hand that is higher than their two-card hand. Players will place their five-card high hand and their two-card low hand on appropriate spots marked on the layout. The dealer will arrange his cards forming a five-card high and a two-card low hand.
Player’s hands are then compared to the dealer’s hand. Should a player win both the high hand and the low hand, they are paid even money less a 5% commission. Should a player lose both hands, their wagers will be collected by the dealer. Should a player win one hand and lose the other hand, this will result in a push, no winners, thus no money is exchanged. A tie on either the high hand or low hand will result in a loss of that hand for the player.
Instead of paying a commission up to 5% from each wager, a player may post the commission in advance by betting the amount of the commission in addition to his original wager. If the bet loses, the dealer will collect the entire wager. If the bet wins, the dealer will pay only the original wager, not the commission posted in advance. If the bet is a push, the dealer will not pay nor collect either the original wager or the commission posted in advance.
The dealer will collect all non-winning seven card bonus bets. Players that have a qualifying bonus hand using their best five cards out of seven cards will be paid according to the Pai Gow Seven-card bonus schedule. Players receive their bonus even if the dealer beats their hand.
Once the player has set his hand and placed the cards on the layout, the player may not touch the cards again.
Players are not allowed to show their hand or talk to other players about their hand before all hands have been set.
Each player must keep the cards in full view of the dealer at all times.
All players must remain seated when handling the cards.
The dealer may explain the rankings and assist the players in arranging hands the house way, but is not responsible for wins and losses.
A player may wager, look at and set no more than two hands.